Many drivers in Florida only purchase the Florida mandidated minimum in coverage or have no coverage at all. Unfortunately, Florida does not require a driver or owner to purchase coverage to pay for damages or injuries caused by their carelessness. In most instances, Forida only requires pip coverage and property damage liability coverage. 

If you are the victim of an automobile accident that results in an injury to yourself, uninsured motorist coverage pays for damages and injuries you suffer. These injuries and damages include your physical pain, suffering, disability, disfigurement, impairment to function and loss of ability to lead a normal life. Unfortunately, the coverage required by the State of Florida does not pay any of these losses.

When purchasing automobile coverage, an insurance compay in Florida is required to sell you uninsured motorist coverage in the same coverage limits as your bodily injury liability coverage. Uninsured motorist coverage is important protection that should never be waived and you should never select lower limits than the amount that the insurer is required to offer.

For more information and a free analysis of your existing coverage, please feel free to contact me.